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Silver Bay

Silver Bay

Luxury Living

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Active, maintenance-free lifestyle in a vibrant community for your comfort and enjoyment.

7110 Old Wolf Bay Rd., Palatka, FL 32177
CALL US: 386-546-5570

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Amenities at Silver Bay

A Community Designed for Your Lifestyle

At Silver Bay, we believe in effortless living and vibrant community connections. Designed for active adults 55+, our amenities provide a perfect balance of relaxation, recreation, and convenience. Whether you're unwinding by the pool, enjoying social events at the clubhouse, or exploring the surrounding beauty of Florida, Silver Bay offers a lifestyle tailored to your needs—without the hassle of maintenance.

Enjoy a Care-Free, Active Lifestyle

Silver Bay offers a thoughtfully designed selection of amenities that make life easier and more enjoyable. Whether you're looking for social gatherings, outdoor recreation, or simply a care-free lifestyle, our community is built to enhance your comfort, security, and sense of belonging.

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Clubhouse & Social Center

A welcoming space where neighbors gather for events, activities, and socializing. Whether it's a morning coffee chat or an evening game night, the clubhouse is the heart of Silver Bay.

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Nicely Equipped Serving Kitchen

Perfect for hosting events and gatherings, our clubhouse kitchen makes it easy to prepare and serve meals for community get-togethers.

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Entertainment Area

Catch the big game, enjoy movie nights, or relax with friends in our cozy entertainment space designed for ultimate enjoyment.

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Games & Activities

From bingo and card games to puzzles and social events, there’s always something fun happening at Silver Bay.

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Borrowing Library

Find your next favorite read in our community library, stocked with books for every interest. Borrow, return, and enjoy at your leisure.

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Firepit & Grills

Gather around the firepit for evening chats or fire up the grill for a neighborhood cookout—it’s all part of the Silver Bay lifestyle.

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Weekly Bingo & Bi-Monthly
Covered Dish Dinners

Join in on community traditions like weekly bingo nights and bi-monthly potluck-style dinners—a great way to meet neighbors and enjoy home-cooked
meals together.

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Privacy Border Fencing

Enjoy peace of mind with secure, well-maintained fencing that enhances both privacy and community aesthetics.

More Community Amenities

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Swimming Pool

Cool off and unwind in our beautifully maintained pool, the perfect spot for relaxation and conversation under the Florida sun.

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Pet Walking Areas

Your furry friends will love the dedicated pet-friendly paths, offering plenty of space for daily walks and fresh air.

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Outdoor Spaces

Enjoy peaceful surroundings with open areas perfect for unwinding, socializing, or simply enjoying the Florida breeze.

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Pickleball

Stay active with this fun, easy-to-learn sport—great for all skill levels and a community favorite!

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Self Mini Storage for Residents

Extra space for what matters! Convenient, secure self-storage units are available exclusively for Silver Bay residents.

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Covered RV Storage

Keep your RV protected and ready for your next adventure with our secure, covered storage spaces.

Volunteer Opportunities

For those who enjoy giving back, there are a variety of volunteer opportunities available in the local community including hospitals, civic groups, and neighborhood initiatives.

Hospice

God's Kitchen is a non profit, faith based ministry serving hot meals to Senior Adults.

Local & Regional Attractions

Silver Bay offers the perfect balance of small-town charm and easy access to world-class destinations.
Whether you love nature, history, golf, or shopping, everything is within reach.

Nature & Outdoor Recreation

  • Ravine Gardens State Park – Just minutes away, this lush park features walking trails, gardens, and scenic beauty.
  • St. Johns River – Enjoy boating, fishing, and waterfront activities in one of Florida’s most famous waterways.
  • Palatka Golf Club – A historic course designed by Donald Ross, perfect for golf enthusiasts.
  • World Golf Village (St. Augustine) – Home to the World Golf Hall of Fame, championship courses, and premium golf experiences.

Shopping, Dining & Entertainment

  • Everyday conveniences are just minutes away, including supermarkets, pharmacies, and retail stores.
  • A short drive to boutique shops, local eateries, and waterfront dining options.

Close to Florida’s Best Destinations

  • St. Augustine (30 min) – Explore the nation’s oldest city, with historic landmarks, beaches, and dining.
  • Daytona Beach (1 hour) – Famous for its beaches, boardwalk, and Daytona International Speedway.
  • Jacksonville (1 hour) – Florida’s largest city offers cultural attractions, shopping, and waterfront dining.
  • Orlando (1.5 hours) – World-famous theme parks, entertainment, and international airport access.

Premier Medical Facilities Nearby

  • Mayo Clinic (Jacksonville) – One of the top-ranked hospitals in the world, just a short drive away.
  • UF Health & Flagler Hospital (St. Augustine) – High-quality medical care close to home.

Testimonials

Hear from satisfied residents who have made our sister community Villa Farms their home

March 19, 2025

Pam Douglas

Living at Villa Farms has been a positive experience for me. Bill and his team are great and respond to any needs in a timely manner. I appreciate the continual care and maintenance of the grounds and facilities. There is a feeling of community and neighbors look out for each other. I would recommend this lifestyle in our mature years.

March 19, 2025

Joyce Hintz

My husband and I moved to Villa farms in 1996. He liked living here because he didn't have to cut grass or shovel snow, as he did in Illinois. I have liked living here because of all the friends and good neighbors I've had. We look out for one another without being intrusive. We've also enjoyed the pool, walking, and socializing. It's been a good place to live.

March 19, 2025

Diane Wolfe

I had the privilege of moving to Villa farms in May of 2022 from Kansas Villa Farms is a friendly community that is warm and welcoming. I have a small dog, Gizmo, and we are able to walk the neighborhood anytime day or night and feel completely safe. We all look out for each other. The clubhouse is open and a great place to gather and the swimming pool is great. I love that my yard is always well maintained and beautiful! It is a great Community to meet new people and make friends. I am so glad I can call VillaFarms home.

March 19, 2025

Villa Farms Residents

We are so happy we chose to join the residents here at Villa Farms in January of 2016! We tell all who ask "How do you like living there?" that it is the best of condo living: no shared walls, no noisy neighbors just caring ones, lovely homes, fantastic upkeep and continual improvement to the common areas! Plus we know the Herrington family sees Villa Farms as more than a business venture, but more like a ministry to provide a safe, affordable and attractive community for the 55+ population of Putnam County. You couldn't make a better decision than to become a resident of Villa Farms!

March 19, 2025

OJ Simpson

I have owned three different residences here. Different reasons took me out of state, but I've always come back to Villa farms. I feel safe here. Bill Herrington has always helped when I needed him. He cares about the needs of everyone that lives here. We are close to the hospital and stores. We have our own mail boxes, and a beautiful clubhouse where we have supper socials and bingo. If you have a birthday or any kind of celebration the clubhouse is a wonderful place to have it, with kitchen and bathrooms. Right out of the French doors there is a beautiful pool. It's a great place to walk to. Jamie, our Master Gardener, takes pride in keeping our park beautiful.

March 19, 2025

Barbara C

I have been living at Villa Farms for a bit less than a year. It was the usual down-sizing decision of a widowed retired person. It was one of the best decisions I've made in a long time. I have not regretted this decision for even one mili-second since I moved here. I immediately met the most welcoming, gracious and friendly people. They made me feel I fit right in. Since the whole community is 64 homes, it takes no time to become friendly with or at least get acquainted with all the neighbors. Last but not least the property is beautifully maintained. I would recommend (and I have recommended) Villa Farms to friends who may be looking to downsize and live in a friendly, quiet senior community.

March 19, 2025

Sandy J

I've lived in Villa Farms for under a year. The first thing I noticed is the lovely landscaping and cleanliness. It's not only the pride of owner, Bill Herrington, it includes those living here too. The people here are welcoming. Several residents walk and others with their dogs. If you want to take a dip, the pool is 82 degrees. You like Bingo. It is here! There is a Clubhouse where socials happen. I love living here. It is a great community. It's become an extended family!

March 19, 2025

Anonymous

Have you ever thought about what you want from a retirement community? Safety, less yard work, neighborly behavior, sense of community, and well-maintained general areas. Well, that is what you get when you move to Villa Farms. Originally I heard good things about living here and had to wait a short time on a waiting list before an opening came up. I'm currently in my 10th year here and could not be happier living anywhere else. If you ever need help, your neighbors are there with a generous giving spirit. I feel you would never regret a decision to live at Villa Farms.

Come Experience Silver Bay for Yourself!

Discover why so many choose Silver Bay for their next chapter in life. Enjoy a beautiful, care-free home in a welcoming community, with everything you need just minutes away.

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Premier Community

Silver Bay Luxury Living Inc.

7110 Old Wolf Bay Road
Palatka, FL 32177

P: 386-546-5570

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Silver Bay Luxury Living aims to create a vibrant, inclusive community where residents can enjoy a lifestyle without the responsibilities of traditional homeownership. The community is currently under development with 100 quaint home sites and expects to have homes available for occupancy in August.

  • Welcome
  • Location
  • Amenities
  • Our Homes
  • Property Map
  • FAQ
  • Contact Us
  • Portal
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Silver Bay is proud to be the sister community of Villa Farms, Palatka’s Readers' Choice award winner for Best Retirement Community since 2008. Experience the same quality, community, and care-free living at Silver Bay.

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