Privacy Policy

1. Introduction
Welcome to Silver Bay Palatka ("we", "us", "our"). This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website or use our services.

2. Information We Collect
We may collect the following types of information:

Personal Information – such as your name, email address, phone number, and mailing address
Usage Data – including IP addresses, browser types, pages visited, and device information
Communication Data – any information you provide when contacting us directly

3. How We Use Your Information
We use the information we collect to:

Provide and manage our services
Respond to your inquiries or requests
Send updates, promotions, or service announcements (with your consent)
Improve our website and services
Comply with legal or regulatory obligations

4. Mobile Opt-In Data
No mobile opt-in data will be shared with third parties or affiliates for marketing or promotional purposes. This excludes text messaging originator opt-in data and consent, which will not be shared with any third parties.

5. SMS Terms and Conditions
By opting in to receive messages, the end user agrees to receive communications from Silver Bay Palatka regarding community updates and offers. End users can opt out at any time by replying "STOP" or request more information by replying "HELP." Message frequency may vary. Message and data rates may apply.

6. Disclosure of Your Information
We may share your information with:

Service Providers – who assist in operating our website and providing services
Legal Authorities – when required by law
Business Transfers – in connection with any merger, sale, or reorganization
All third parties are required to maintain the confidentiality and security of your information.

7. Data Security
We implement reasonable physical, technical, and administrative safeguards to protect your information from unauthorized access, use, or disclosure.

8. Retention of Data
We retain your personal information only as long as necessary for the purposes outlined in this policy or as required by law. Once no longer needed, the data will be securely deleted or anonymized.

9. Your Rights
You may have rights under applicable laws to:

Access, update, or delete your personal information
Object to or restrict certain types of processing
Withdraw consent where applicable
To exercise any of these rights, please contact us using the information below.

10. Cookies & Tracking Technologies
Our website uses cookies and similar technologies to improve your browsing experience, analyze traffic, and enhance functionality. You can manage your cookie preferences through your browser settings.

11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review it periodically.

12. Contact Us
If you have any questions about this Privacy Policy or how your information is handled, please contact us at:

Silver Bay Palatka
7110 Old Wolf Bay Road, Palatka, FL 32177
Phone: (386) 916-3764
Email: silverbaypalatka@gmail.com