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Silver Bay

Silver Bay

Luxury Living

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Active, maintenance-free lifestyle in a vibrant community for your comfort and enjoyment.

7110 Old Wolf Bay Rd., Palatka, FL 32177
CALL US: 386-546-5570

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Discover Affordable, Luxury 55+ Living in Palatka, Florida!

Experience an active, care-free lifestyle in a vibrant community designed for your comfort and enjoyment.

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Community Overview

Welcome to Silver Bay, a premier 55+ community in Palatka, Florida, offering beautifully designed manufactured homes with high-end finishes, resort-style amenities, and a welcoming environment. Whether you’re looking to downsize, enjoy a care-free retirement, or embrace an active social life, Silver Bay is the perfect place to call home.

Why Choose Silver Bay?

A Community Designed for Your Lifestyle

Silver Bay isn’t just about finding a home—it’s about embracing a lifestyle of ease, comfort, and connection. We’ve thoughtfully designed every aspect of our community
to provide the best in 55+ living, ensuring that every resident experiences both convenience and joy in their everyday life.

Resort-Style Living

Silver Bay provides a truly care-free lifestyle with exclusive amenities designed for leisure and relaxation.

  • Lawn care and landscape maintenance included.
  • Private clubhouse featuring social and recreational events.
  • Resort-style pool and outdoor green space.
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Community Lifestyle

Become part of a close-knit, welcoming community with endless opportunities to socialize and stay active.

  • Engaging social events including bingo nights.
  • Supportive, secure neighborhood with friendly neighbors.
  • Onsite handyman services for minor home repairs.
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Prime Location

Silver Bay offers unmatched convenience, just a few miles away from essential services, shopping, dining, and recreational attractions.

  • Close to major shopping centers and local dining spots.
  • Centrally located to top-rated medical facilities and hospitals.
  • Easy access to parks, golf courses, and nature trails.
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High-Quality Homes

Enjoy the comfort of modern, high-end manufactured homes with top-tier craftsmanship and stylish design.

  • Spacious floor plans with tall ceilings and elegant trim work.
  • Open-concept layouts with natural light and quality finishes.
  • Customization options for colors, flooring, and kitchen designs.
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Key Community Features

Experience a vibrant, care-free community with resort-style amenities designed for your comfort and convenience.

Clubhouse & Pool

Onsite Mini Storage &

Covered RV Parking

Walking Paths

& Green Spaces

Stay active with scenic trails and beautifully maintained landscapes.

Handyman

Assistance Services

Virtual Home Tour

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Testimonials

Hear from satisfied residents who have made our sister community Villa Farms their home

March 19, 2025

Pam Douglas

Living at Villa Farms has been a positive experience for me. Bill and his team are great and respond to any needs in a timely manner. I appreciate the continual care and maintenance of the grounds and facilities. There is a feeling of community and neighbors look out for each other. I would recommend this lifestyle in our mature years.

March 19, 2025

Joyce Hintz

My husband and I moved to Villa farms in 1996. He liked living here because he didn't have to cut grass or shovel snow, as he did in Illinois. I have liked living here because of all the friends and good neighbors I've had. We look out for one another without being intrusive. We've also enjoyed the pool, walking, and socializing. It's been a good place to live.

March 19, 2025

Diane Wolfe

I had the privilege of moving to Villa farms in May of 2022 from Kansas Villa Farms is a friendly community that is warm and welcoming. I have a small dog, Gizmo, and we are able to walk the neighborhood anytime day or night and feel completely safe. We all look out for each other. The clubhouse is open and a great place to gather and the swimming pool is great. I love that my yard is always well maintained and beautiful! It is a great Community to meet new people and make friends. I am so glad I can call VillaFarms home.

March 19, 2025

Villa Farms Residents

We are so happy we chose to join the residents here at Villa Farms in January of 2016! We tell all who ask "How do you like living there?" that it is the best of condo living: no shared walls, no noisy neighbors just caring ones, lovely homes, fantastic upkeep and continual improvement to the common areas! Plus we know the Herrington family sees Villa Farms as more than a business venture, but more like a ministry to provide a safe, affordable and attractive community for the 55+ population of Putnam County. You couldn't make a better decision than to become a resident of Villa Farms!

March 19, 2025

OJ Simpson

I have owned three different residences here. Different reasons took me out of state, but I've always come back to Villa farms. I feel safe here. Bill Herrington has always helped when I needed him. He cares about the needs of everyone that lives here. We are close to the hospital and stores. We have our own mail boxes, and a beautiful clubhouse where we have supper socials and bingo. If you have a birthday or any kind of celebration the clubhouse is a wonderful place to have it, with kitchen and bathrooms. Right out of the French doors there is a beautiful pool. It's a great place to walk to. Jamie, our Master Gardener, takes pride in keeping our park beautiful.

March 19, 2025

Barbara C

I have been living at Villa Farms for a bit less than a year. It was the usual down-sizing decision of a widowed retired person. It was one of the best decisions I've made in a long time. I have not regretted this decision for even one mili-second since I moved here. I immediately met the most welcoming, gracious and friendly people. They made me feel I fit right in. Since the whole community is 64 homes, it takes no time to become friendly with or at least get acquainted with all the neighbors. Last but not least the property is beautifully maintained. I would recommend (and I have recommended) Villa Farms to friends who may be looking to downsize and live in a friendly, quiet senior community.

March 19, 2025

Sandy J

I've lived in Villa Farms for under a year. The first thing I noticed is the lovely landscaping and cleanliness. It's not only the pride of owner, Bill Herrington, it includes those living here too. The people here are welcoming. Several residents walk and others with their dogs. If you want to take a dip, the pool is 82 degrees. You like Bingo. It is here! There is a Clubhouse where socials happen. I love living here. It is a great community. It's become an extended family!

March 19, 2025

Anonymous

Have you ever thought about what you want from a retirement community? Safety, less yard work, neighborly behavior, sense of community, and well-maintained general areas. Well, that is what you get when you move to Villa Farms. Originally I heard good things about living here and had to wait a short time on a waiting list before an opening came up. I'm currently in my 10th year here and could not be happier living anywhere else. If you ever need help, your neighbors are there with a generous giving spirit. I feel you would never regret a decision to live at Villa Farms.

Frequently Asked Questions

Are you pet-friendly?

We love your furry family members! We allow two small house pets per home in our community. When walking them they must be on a leash. Pets are not allowed to be tethered outside. They must be picked up after while walking.

What is included with lot rent?

By contract, maintenance of the lawn (mowing, irrigation, and fertilizing), use of the clubhouse and pool, landscaping in common areas, and street lights are maintained by the office. However, we always look for ways to go above and beyond to provide additional support/maintenance.

What am I (the resident) responsible for?

The resident is responsible for maintaining the interior and exterior of the home and landscaping surrounding the home (an annual mulching and pressure washing). The resident owns the home so they are also responsible for any repairs that may be necessary to keep the home in living condition.

Can I bring my own manufactured home into the community to live in?

To maintain a cohesive standard in our community, outside homes are not allowed. If you decide to become a member of the community, you can design and purchase your own new home through the office to set it up in the community.

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Premier Community

Silver Bay Luxury Living Inc.

7110 Old Wolf Bay Road
Palatka, FL 32177

P: 386-546-5570

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Silver Bay Luxury Living aims to create a vibrant, inclusive community where residents can enjoy a lifestyle without the responsibilities of traditional homeownership. The community is currently under development with 100 quaint home sites and expects to have homes available for occupancy in August.

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Silver Bay is proud to be the sister community of Villa Farms, Palatka’s Readers' Choice award winner for Best Retirement Community since 2008. Experience the same quality, community, and care-free living at Silver Bay.

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